Employee Benefits

As an employer, picking the right set of benefits can go a long way in maintaining a happy and productive workplace. Applied Resource Insurance Solutions can help you select an attractive employee benefits package while controlling your costs. We are connected with the top major carriers to ensure good coverage for your business and its employees.

For years, Applied Resource Insurance Solutions has been providing insurance and employee benefit consulting services to the business community. Our experts will design the most comprehensive and competitive benefit programs. The following programs represent a sampling of our specialization:

Employee Sponsored Benefit Programs

Group Medical
Health Maintenance Organizations (HMO)
Preferred Provider Organization (PPO)
Exclusive Provider Organizations (EPO)
Health Savings Account (HSA)

Group Ancillary Products
Dental & Vision Plans
Group Life and AD&D
Short Term Disability
Long Term Disability
Group Travel & Accident
Health Reimbursement Account (HRA)

ERISA & ACA Compliance
COBRA Administration Services
Section 125 “cafeteria plans”
5500 Reporting
ACA Reporting Services (1094/1095)
Flexible Spending Account Services
Summary Plan Description (SPD)

Individual Life Insurance (Business Protection)
Key Person
Buy/Sell Arrangements

Human Resource Support Services
Live Human Resource Support Access
Employee Benefit Management Technology (HRIS)

Programs & Services

Mid-year strategic meeting & current benefit plan analysis
Rate negotiation
Budget Consultation
Annual marketing research & plan option analysis
Market trend analysis
Cost/benefit analysis

Benefits/Administration

Claims & billing
Eligibility and enrollment resolution
COBRA and HIPPA compliance
Dedicated service support
Compliance review

Employee Added Value

Open enrollment meetings
Benefit overview brochure
Wellness programs
Employee intranet/Website access
Free employee perks program